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Additional Insurance
Personal Accident Required Information

Personal Accident provides cover for accidents only. Personal Accident & Sickness will include Sickness also. Please note this does not extend to any pre-existing conditions.


Coverage Options

Declaration and Duty of Disclosure


1. Has the insured or any insured party ever had a claim declined or refused due to fraud, suspected fraud or suspicious circumstances?

2. In the last 5 years ever been placed in receivership or liquidation or declared bankrupt or are you in the process of being declared bankrupt?

3. Within the last 5 years, has the insured or any insured party been charged or convicted of a criminal offence?

4. Is any of the property in disrepair or in poor condition or are there any other facts that could affect the insurers assessment of the risk?

5. In the last 5 years, has the insured had any business-related claims?






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